| [미국] 농촌 상하수도 자금조달 프로젝트 발표
농촌 상하수도 시스템을 위한 새로운 자금 조달 프로그램이 지난 13일 발표됐다.
미국 전역 농업 사업, 농촌 인프라 제공 및 농장 신용 시스템 연결을 제공하는 협동 조합 은행 설립한 COBANK에 의해 새로운 간소화된 재융자 프로그램이 발표됐다.
농촌 상하수도 제공자는 약 20 년 이하 만기 농업 농촌 개발 대출의 기존의 미국학과를 재정을 재건하기 위해 간소화 된 프로세스를 활용했다.
[원문보기]
New refinancing program formed for rural water, wastewater lending
A new financing program for rural water and wastewater systems was announced on Wednesday, Nov. 13.
Established by CoBank, a cooperative bank serving agribusinesses, rural infrastructure providers and Farm Credit System associations throughout the United States, the new "Streamlined Refinance Program" allows U.S.
rural water and wastewater providers to utilize a streamlined process to refinance their existing U.S. Department of Agriculture Rural Development loans with maturities of approximately 20 years or less.
Refinanced loans issued under the program will offer multiple benefits to participating customers, including historically low interest rates, a simple credit application packet, flexible structures that reduce payments or shorten maturity, a streamlined approval and closing process, and eligibility for patronage refunds from the bank for loans to qualified borrowers.
CoBank has consistently paid 1 percent of eligible loan balances in patronage, of which 75 percent is currently paid in cash.
"For any rural water or wastewater company, whether it's a municipality or a not-for-profit system, we believe this program provides a great opportunity to save money by using a quick and easy loan process to take advantage of historically low interest rates," said Paul Narduzzo, senior vice president for CoBank's Electric Distribution and Rural Water Banking Division.
"This program should also help the customers meet their USDA Rural Development graduation requirements."
[출처 = water world / 2013년 11월 13일]
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